RIC purchases
Submit qualifying retail installment contracts for an efficient, dealership-focused review.
Built for Ohio auto dealers
Turn your receivables into working capital.
Patriot Auto Funding purchases qualifying retail installment contracts and automobile loan portfolios from Ohio dealerships—helping you free up cash and keep selling.
Ohio focusedDealer onlyResponsive review
DEALER PORTFOLIOREVIEW READY
ContractsRIC
MarketOhio
Partner typeLicensed dealer
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Built around your dealership
Every portfolio is reviewed on its own merits.
More liquidity. Less capital tied up.
A straightforward funding partner for independent dealerships.
01 / WHAT WE DO
Funding that keeps your inventory moving.
Portfolio acquisitions
Explore the sale of seasoned or newly originated automobile receivables as a portfolio.
Dealer partnership
Build a repeatable funding relationship designed around your dealership’s volume and goals.
02 / LENDING SYSTEMS
Technology that supports a disciplined portfolio review.
Our internal tools help organize dealer submissions, validate portfolio data, support analysis, and keep each opportunity moving through a consistent human-reviewed workflow.
Explore our technology approachData intake & validation
Structured workflows help identify incomplete fields, normalize portfolio information, and prepare submissions for review.
Portfolio analytics
Reporting tools organize balances, seasoning, payment performance, and other portfolio characteristics for internal analysis.
Review workflow
Internal applications support document organization, review status, team follow-up, and management reporting.
Human oversight
Technology assists our team; acquisition decisions are reviewed and made by authorized personnel.
03 / HOW IT WORKS
From submission to decision.
Clear steps. Direct communication. No consumer applications.
- 1
Submit dealership details
Tell us about your dealership and the contracts or portfolio you want reviewed.
- 2
Validate portfolio information
We organize the documents and account-level information needed for evaluation and identify missing data.
- 3
Analyze and review
Our systems support portfolio analysis while authorized personnel review the opportunity on its own merits.
- 4
Receive a response
Our team discusses the review and potential next steps directly with your dealership.
OHIO DEALERS. OHIO FOCUS.
We understand the cash-flow needs behind every sale.
Patriot Auto Funding LLC works exclusively with automobile dealerships—not individual consumers. Our focus is purchasing eligible motor-vehicle retail installment contracts and loan assets from dealer partners operating in Ohio.
We do not offer direct-to-consumer auto loans through this website.
04 / START A CONVERSATION
Tell us about your dealership.
Complete the short form and a member of our team will follow up to discuss your portfolio.
Prefer to speak directly?614-648-1047patriotautofunding@gmail.com